Financing Cosmetic Procedures 101

A new year brings out the resolve in many people. In turn, that resolve brings in an influx of consultations at our office.

When talking with a potential client about cosmetic surgery, often the primary concern with having a procedure is not if a person wants to get it done. Most people contemplating surgery already know they’d like to see a change in their body.

The real issue when we ask what’s holding them back is ‘Can I afford it?’

There’s no question cosmetic procedures can be pricey, ranging anywhere from $3,000 to upwards of $17,000, depending on the level of complexity and equipment or supplies needed. If there is some downtime required away from work, the cost of that must be factored in as well.

Renee Rowe is the Cosmetic Coordinator at The Centre, P.C. She meets with individuals who are contemplating or interested in having a procedure—or multiple procedures—to go over everything involved, including financing options.

“I encourage people who are interested in a cosmetic procedure to come into our offices to receive more information,” she said.

“We offer complimentary consultations to give people the opportunity to meet with our board-certified plastic surgeons. Patients can use this consultation to get to know the doctors, as well as our staff, take a tour of our facility and ask questions. We also offer our consultants the opportunity to watch a video specific to the procedure we are discussing along with an exact cost of all fees.”

A good plastic surgery practice will provide all of the information up front so the patient can take the time needed to educate themselves so they can process their options, Rowe says.

“I want our patients to see this as an investment in their wellbeing,” she says. “There is never a perfect time to have cosmetic surgery. People have to make time for it. And if financing is an issue, there are several good solutions to consider.”

One of the easiest ways to finance medical procedures is through Care Credit®, a financing company that offers interest-free credit terms for anything that falls under the healthcare umbrella. Patients can make monthly payments and can take advantage of several zero- or low-interest payment options. For example, a patient getting a breast augmentation would pay about $320 a month for 18 months with no-interest. At The Centre, P.C., through Care Credit, we offer zero-interest payment options for 6, 12 and 18 months and patients are allowed to pay off any plan early, with no penalty.

If a patient is planning several procedures over time, it’s often possible to save money by combining them into one surgery. Not only will safely combining multiple procedures together reduce the cost of the surgery through discounts which are available but, a patient will only be paying for other aspects a single time (anesthesia, for example). “By doing it this way, you’re not only saving money, but you are also cutting down on your overall downtime. It’s good if you can do it this way; the benefits are better for the patient.”

Another way to save is to sign up for our emails or connect with us through social media.  We share exclusive discounts and promotions to our patients and friends through email blasts, Facebook, Twitter, Instagram, and Pinterest.

If 2015 is the year you have resolved to investigate cosmetic surgery, give us a call or visit our website to learn more!

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Meet the Doctors
Dr. Downs
Dr. Downs

Ronald K. Downs, M.D., F.A.C.S. founded The Centre, P.C. in Elkhart, Indiana in 1992. He is an active member in the American Society of Plastic Surgeons. Dr. Downs is also a member of The American Society for Aesthetic Plastic Surgery, The American Medical Association, The Ohio Valley Plastic Surgery Society, The Rush Surgical Society, and The Indiana State Medical Association where he serves on the board of directors and has served as the president from 2003 to 2004.

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Dr. Viscardi
Dr. Viscardi

Patrick J. Viscardi, M.D. has been part of the surgical team at The Centre, P.C. since 1998. Dr. Viscardi graduated from Dartmouth College in Hanover, New Hampshire, as a summa cum laude. He received his Doctor of Medicine Degree from the University of Rochester in New York. Dr. Viscardi completed his internship and general surgery residency at the University of Louisville, where he served as chief resident from 1994 to 1995.

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